Apple will automatically ask you to enter the security code of the credit card that is on file for iTunes and the App Store. 
Open the Apple Watch app on your iPhone and then select My Watch. If you have an Apple Watch and an iPhone 5, 5c, or 5s, you can now use Apple Pay and the watch to make secure purchases in retail locations.įor those of you who haven't had a chance to use Apple Pay, we've written up a tutorial that walks through how to set it up on your watch.Įven if you are already using Apple Pay on iPhone 6, you will need to add your credit and debit cards to Apple Pay for Apple Watch. One of the major perks of the Apple Watch is that it enables Apple Pay for some older iPhones because it has the same NFC chip that's in the iPhone 6 and 6 Plus. 
Apple restricted Apple Pay to the iPhone 6 and 6 Plus due to the need for an NFC chip that's not included in older phones, which means Apple Pay has been limited to those with newer iPhones since it debuted in October of 2014.
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